--- title: The Pulse | Retirement description: Retirement | Scarborough Capital Management continues to make waves in the media. That's right—the same folks who advise you. Read about Scarborough and what's happening in the industry right here. --- - [Why Choose SCM?](https://scmadvice.com/why-scm/) - [Our Commitment to You](https://scmadvice.com/our-commitment-to-you/) - [Our Fees](https://scmadvice.com/our-fees/) - [What We Do](https://scmadvice.com/what-we-do/) - [401(k) Plan Management](https://scmadvice.com/401k-plan-management/) - [403(b) Plan Management](https://scmadvice.com/403b-plan-management/) - [Thrift Savings Plan (TSP) Management](https://scmadvice.com/thrift-savings-plan-tsp-management/) - [Health Savings Account (HSA) Management](https://scmadvice.com/health-savings-account-hsa-management/) - [Wealth Management](https://scmadvice.com/wealth-management/) - [Financial Planning](https://scmadvice.com/financial-planning/) - [Pension Analysis](https://scmadvice.com/pension-analysis/) - [Social Security Analysis](https://scmadvice.com/social-security-analysis/) - [About SCM](https://scmadvice.com/who-we-are/) - [Our Story](https://scmadvice.com/our-story/) - 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[Our Fees](https://scmadvice.com/our-fees/) - [What We Do](https://scmadvice.com/what-we-do/) - [401(k) Plan Management](https://scmadvice.com/401k-plan-management/) - [403(b) Plan Management](https://scmadvice.com/403b-plan-management/) - [Thrift Savings Plan (TSP) Management](https://scmadvice.com/thrift-savings-plan-tsp-management/) - [Health Savings Account (HSA) Management](https://scmadvice.com/health-savings-account-hsa-management/) - [Wealth Management](https://scmadvice.com/wealth-management/) - [Financial Planning](https://scmadvice.com/financial-planning/) - [Pension Analysis](https://scmadvice.com/pension-analysis/) - [Social Security Analysis](https://scmadvice.com/social-security-analysis/) - [About SCM](https://scmadvice.com/who-we-are/) - [Our Story](https://scmadvice.com/our-story/) - [Our Team](https://scmadvice.com/who-we-are/our-team/) - [Quick Facts](https://scmadvice.com/who-we-are/quick-facts/) - [Who We Help](https://scmadvice.com/our-clients/) - [Getting Organized and On Track](https://scmadvice.com/getting-organized-and-on-track/) - [When Can We Retire?](https://scmadvice.com/when-can-we-retire/) - [Free Resources](https://scmadvice.com/resources/) - [Blog](https://blog.scmadvice.com/) - [Quick Guides](https://scmadvice.com/quick-guides/) - [Start Now](https://info.scmadvice.com/contact-us) [![Scarborough Capital Management](https://blog.scmadvice.com/hubfs/ScarboroughCapitalManagement_June2019/Images/logo.png)](http://134.209.5.42) Menu # Category: Retirement ### Newsletter Subscribe to our monthly newsletter ### Categories - [Personal Finance (38)](https://blog.scmadvice.com/tag/personal-finance) - [financial advisor (38)](https://blog.scmadvice.com/tag/financial-advisor) - [wealth management annapolis (35)](https://blog.scmadvice.com/tag/wealth-management-annapolis) - [Retirement (12)](https://blog.scmadvice.com/tag/retirement) - [Retirement Planning (5)](https://blog.scmadvice.com/tag/retirement-planning) - [Annapolis (4)](https://blog.scmadvice.com/tag/annapolis) - [College Savings (2)](https://blog.scmadvice.com/tag/college-savings) - [401(k) (1)](https://blog.scmadvice.com/tag/401k) - [Investing (1)](https://blog.scmadvice.com/tag/investing) See all ### Popular posts - [![Optimizing 401(k) Contributions In 2026: Pre-Tax Or Roth?](https://blog.scmadvice.com/hubfs/401k.jpeg)](https://blog.scmadvice.com/optimizing-401k-contributions-in-2026-pre-tax-or-roth) [Optimizing 401(k) Contributions In 2026: Pre-Tax Or Roth?](https://blog.scmadvice.com/optimizing-401k-contributions-in-2026-pre-tax-or-roth) by [Gregory S. Ostrowski](https://blog.scmadvice.com/author/gregory-s-ostrowski) - [![12 Threats to Retirement Many People Aren't Prepared For](https://blog.scmadvice.com/hubfs/April4.jpg)](https://blog.scmadvice.com/12-threats-to-retirement-many-people-arent-prepared-for-1) [12 Threats to Retirement Many People Aren't Prepared For](https://blog.scmadvice.com/12-threats-to-retirement-many-people-arent-prepared-for-1) by [Jon Szostek](https://blog.scmadvice.com/author/jonathan-w-szostek) - [![Seven of Scarborough's Financial Advisors Named Five-Star Wealth Managers](https://blog.scmadvice.com/hubfs/SCM-FiveStar-1%20(1).png)](https://blog.scmadvice.com/seven-of-scarboroughs-financial-advisors-named-five-star-wealth-managers) [Seven of Scarborough's Financial Advisors Named Five-Star Wealth Managers](https://blog.scmadvice.com/seven-of-scarboroughs-financial-advisors-named-five-star-wealth-managers) by [Scarborough Capital Management](https://blog.scmadvice.com/author/scarborough-capital-management) - [![8 Questions to Ask Yourself Before Making a Major Purchase](https://blog.scmadvice.com/hubfs/SCM-Nov1.jpg)](https://blog.scmadvice.com/8-questions-to-ask-yourself-before-making-a-major-purchase-2) [8 Questions to Ask Yourself Before Making a Major Purchase](https://blog.scmadvice.com/8-questions-to-ask-yourself-before-making-a-major-purchase-2) by [David Herman](https://blog.scmadvice.com/author/david-herman) ##### [9 Ways Retirees Can Earn Extra Income](https://blog.scmadvice.com/9-ways-retirees-can-earn) By: [David Herman](https://blog.scmadvice.com/author/david-herman) May 20, 2026 The idea of retirement used to be sitting in a relaxing chair and reading a book or playing golf four days a week. Retirees today are much more\[...\] [Read More](https://blog.scmadvice.com/9-ways-retirees-can-earn) ##### [Important Facts About a 403(b)](https://blog.scmadvice.com/important-facts-about-a-403b) By: [David Herman](https://blog.scmadvice.com/author/david-herman) Apr 29, 2026 If you are a public-school employee or an employee of a tax-exempt institution, such as a hospital, college, government organization or some\[...\] [Read More](https://blog.scmadvice.com/important-facts-about-a-403b) ##### [How To Begin Financial Planning - Start With 401(k) Management](https://blog.scmadvice.com/how-to-begin-financial-planning-start-with-401k-management) By: [Ryan Ansted](https://blog.scmadvice.com/author/ryan-ansted) Mar 26, 2026 The thought of financial planning can be intimidating, especially if you’re just getting your feet wet. Maybe you have just launched your career or\[...\] [Read More](https://blog.scmadvice.com/how-to-begin-financial-planning-start-with-401k-management) ##### [Born After 1990? Here’s Your 10-Point Guide to Investing](https://blog.scmadvice.com/born-after-1990) By: [David Sizemore](https://blog.scmadvice.com/author/david-sizemore) Mar 04, 2026 If you were born in the 1990s, chances are you have a pretty busy life with mounting financial responsibilities. Maybe you have student loans, a\[...\] [Read More](https://blog.scmadvice.com/born-after-1990) ##### [New Year, New Financial Goals](https://blog.scmadvice.com/new-year-new-financial-goals-2) By: [Ian Arrowsmith](https://blog.scmadvice.com/author/ian-arrowsmith) Jan 21, 2026 It’s that time of year when we realize we may have indulged a little too much over the holidays, and maybe our bank account is feeling the impact.\[...\] [Read More](https://blog.scmadvice.com/new-year-new-financial-goals-2) ##### [Financial Advice for Young Couples: It’s Never Too Early to Start Planning for the Future](https://blog.scmadvice.com/financial-advice-for-young-couples) By: [David Herman](https://blog.scmadvice.com/author/david-herman) May 28, 2025 When it comes to planning for retirement, the greatest thing about being a Millennial is that time is on your side. One of the hardest things about\[...\] [Read More](https://blog.scmadvice.com/financial-advice-for-young-couples) ##### [The New College Graduate’s Guide to Investing](https://blog.scmadvice.com/new-college-grad-guide-to-investing) By: [Jon Szostek](https://blog.scmadvice.com/author/jonathan-w-szostek) May 21, 2025 Congratulations, graduate! You’ve made it through all the tough years of school, and now it’s time to set out on the rest of your life. And while\[...\] [Read More](https://blog.scmadvice.com/new-college-grad-guide-to-investing) ##### [What Retirement Might Look Like for Millennials](https://blog.scmadvice.com/retirement-for-millenials) By: [Jon Szostek](https://blog.scmadvice.com/author/jonathan-w-szostek) May 14, 2025 It may seem like the sky is falling for Millennials. Not only have individuals from the segment of the population born between approximately 1980 and\[...\] [Read More](https://blog.scmadvice.com/retirement-for-millenials) ##### [The Role of Medicare in Retirement – Are you Prepared?](https://blog.scmadvice.com/role-of-medicare) By: [Jay Sprinkel](https://blog.scmadvice.com/author/jay-sprinkel) Nov 20, 2024 [Read More](https://blog.scmadvice.com/role-of-medicare) ##### [Scarborough Capital Management Celebrates 35 Years](https://blog.scmadvice.com/celebrating-35-years) By: [Scarborough Capital Management](https://blog.scmadvice.com/author/scarborough-capital-management) Aug 28, 2024 Scarborough Capital Management proudly marks its 35th anniversary, celebrating three and a half decades of commitment to providing accessible and\[...\] [Read More](https://blog.scmadvice.com/celebrating-35-years) [All posts](https://blog.scmadvice.com/all) [![Scarborough Capital Management](https://blog.scmadvice.com/hubfs/ScarboroughCapitalManagement_June2019/Images/logo.png)](https://scmadvice.com/) For over 35 years, Scarborough Capital Management has been seeking to help busy people make the most of their money. With affordable 401(k) management services plus full-service financial planning and wealth management, we’re passionate about helping you achieve your financial goals… now and in the future. #### Contact - 1906 Towne Centre Blvd., Suite 260 Annapolis, MD 21401 - **Call:** 410-573-5700 or 800-200-3870 **Fax:** 410-573-5708 #### Navigate - [Why Choose SCM?](https://scmadvice.com/why-scm/) - [What We Do](https://scmadvice.com/what-we-do/) - [About SCM](https://scmadvice.com/who-we-are/) - [Who We Help](https://scmadvice.com/our-clients/) - [Free Resources](https://scmadvice.com/resources/) - [Blog](https://blog.scmadvice.com/) - [Contact Us](https://scmadvice.com/contact-us/) ##### Find on Social: - - **![Broker Check logo](https://blog.scmadvice.com/hs-fs/hubfs/Broker%20Check%20logo.png?width=140&name=Broker%20Check%20logo.png)** **Important consumer information** This site is for informational purposes only and is not intended to be a solicitation or offering of any security and: Representatives of Registered Broker-Dealer ("BD") or Registered Investment Advisor ("IA") may only conduct business in a state if the representatives and the BD and IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, that state; or (b) are excluded or exempted from that state's registration requirements. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation. We are registered to offer securities in the following states: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY. Securities offered through Independent Financial Group, LLC (IFG), a registered broker-dealer. Member [FINRA](https://www.finra.org/) / [SIPC](https://www.sipc.org/). Advisory services offered through Scarborough Capital Management, a federally registered investment Adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. IFG and Scarborough Capital Management are unaffiliated entities Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites. [View Part 2 of Our ADV](https://scmadvice.com/wp-content/uploads/2025/04/SCM-Part-2A-of-Form-ADV-04012025.pdf)     [View Our CRS](https://scmadvice.com/wp-content/uploads/2024/04/SCM-CRS-3-22-2024.pdf)     [SCM Privacy Policy](https://scmadvice.com/wp-content/uploads/2024/04/Privacy-Policy-3.2024.pdf) Copyright 2025. Scarborough Capital Management. All rights reserved.