--- title: The Pulse | Scarborough Capital Management description: Scarborough Capital Management continues to make waves in the media. That's right—the same folks who advise you. Read about Scarborough and what's happening in the industry right here. --- - [Why Choose SCM?](https://scmadvice.com/why-scm/) - [Our Commitment to You](https://scmadvice.com/our-commitment-to-you/) - [Our Fees](https://scmadvice.com/our-fees/) - [What We Do](https://scmadvice.com/what-we-do/) - [401(k) Plan Management](https://scmadvice.com/401k-plan-management/) - [403(b) Plan Management](https://scmadvice.com/403b-plan-management/) - [Thrift Savings Plan (TSP) Management](https://scmadvice.com/thrift-savings-plan-tsp-management/) - [Health Savings Account (HSA) Management](https://scmadvice.com/health-savings-account-hsa-management/) - [Wealth Management](https://scmadvice.com/wealth-management/) - [Financial Planning](https://scmadvice.com/financial-planning/) - [Pension Analysis](https://scmadvice.com/pension-analysis/) - [Social Security Analysis](https://scmadvice.com/social-security-analysis/) - [About SCM](https://scmadvice.com/who-we-are/) - [Our Story](https://scmadvice.com/our-story/) - 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[Our Fees](https://scmadvice.com/our-fees/) - [What We Do](https://scmadvice.com/what-we-do/) - [401(k) Plan Management](https://scmadvice.com/401k-plan-management/) - [403(b) Plan Management](https://scmadvice.com/403b-plan-management/) - [Thrift Savings Plan (TSP) Management](https://scmadvice.com/thrift-savings-plan-tsp-management/) - [Health Savings Account (HSA) Management](https://scmadvice.com/health-savings-account-hsa-management/) - [Wealth Management](https://scmadvice.com/wealth-management/) - [Financial Planning](https://scmadvice.com/financial-planning/) - [Pension Analysis](https://scmadvice.com/pension-analysis/) - [Social Security Analysis](https://scmadvice.com/social-security-analysis/) - [About SCM](https://scmadvice.com/who-we-are/) - [Our Story](https://scmadvice.com/our-story/) - [Our Team](https://scmadvice.com/who-we-are/our-team/) - [Quick Facts](https://scmadvice.com/who-we-are/quick-facts/) - [Who We Help](https://scmadvice.com/our-clients/) - [Getting Organized and On Track](https://scmadvice.com/getting-organized-and-on-track/) - [When Can We Retire?](https://scmadvice.com/when-can-we-retire/) - [Free Resources](https://scmadvice.com/resources/) - [Blog](https://blog.scmadvice.com/) - [Quick Guides](https://scmadvice.com/quick-guides/) - [Start Now](https://info.scmadvice.com/contact-us) [![Scarborough Capital Management](https://blog.scmadvice.com/hubfs/ScarboroughCapitalManagement_June2019/Images/logo.png)](http://134.209.5.42) Menu # Author: Scarborough Capital Management ### Newsletter Subscribe to our monthly newsletter ### Categories - [Personal Finance (39)](https://blog.scmadvice.com/tag/personal-finance) - [financial advisor (39)](https://blog.scmadvice.com/tag/financial-advisor) - [wealth management annapolis (36)](https://blog.scmadvice.com/tag/wealth-management-annapolis) - [Retirement (13)](https://blog.scmadvice.com/tag/retirement) - [Retirement Planning (5)](https://blog.scmadvice.com/tag/retirement-planning) - [Annapolis (4)](https://blog.scmadvice.com/tag/annapolis) - [College Savings (2)](https://blog.scmadvice.com/tag/college-savings) - [401(k) (1)](https://blog.scmadvice.com/tag/401k) - [Investing (1)](https://blog.scmadvice.com/tag/investing) See all ### Popular posts - [![What To Do Now That You’ve Received Your Inheritance](https://blog.scmadvice.com/hubfs/SCM-inheritance.jpg)](https://blog.scmadvice.com/now-that-youve-received-your-inheritance) [What To Do Now That You’ve Received Your Inheritance](https://blog.scmadvice.com/now-that-youve-received-your-inheritance) by [Shawn J. 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This guide offers a\[...\] [Read More](https://blog.scmadvice.com/a-helpful-year-end-planning-checklist) ##### [Scarborough Capital Management Celebrates  Recognition as a Forbes Top RIA Firm for the 3nd Consecutive Year](https://blog.scmadvice.com/scarborough-capital-management-celebrates-recognition-as-a-forbes-top-ria-firm-for-the-3nd-consecutive-year) By: [Scarborough Capital Management](https://blog.scmadvice.com/author/scarborough-capital-management) Nov 04, 2025 [Read More](https://blog.scmadvice.com/scarborough-capital-management-celebrates-recognition-as-a-forbes-top-ria-firm-for-the-3nd-consecutive-year) ##### [One Big Beautiful Bill Act: What You Need to Know –Tax Planning for Individuals Approaching Retirement](https://blog.scmadvice.com/one-big-beautiful-bill-act-what-you-need-to-know-tax-planning-for-individuals-approaching-retirement) By: [Scarborough Capital Management](https://blog.scmadvice.com/author/scarborough-capital-management) Oct 22, 2025 PART 3 of our 3-Part Series Breaking Down the New Tax Law Changes [Read More](https://blog.scmadvice.com/one-big-beautiful-bill-act-what-you-need-to-know-tax-planning-for-individuals-approaching-retirement) ##### [One Big Beautiful Bill Act: What Families Need to Know](https://blog.scmadvice.com/one-big-beautiful-bill-act-what-families-need-to-know) By: [Scarborough Capital Management](https://blog.scmadvice.com/author/scarborough-capital-management) Oct 15, 2025 PART 2 of our 3-Part Series Breaking Down the New Tax Law Changes [Read More](https://blog.scmadvice.com/one-big-beautiful-bill-act-what-families-need-to-know) ##### [One Big Beautiful Bill Act: What You Need to Know –Key Tax Breaks for Working Americans](https://blog.scmadvice.com/one-big-beautiful-bill-act-part-one) By: [Scarborough Capital Management](https://blog.scmadvice.com/author/scarborough-capital-management) Oct 01, 2025 PART 1 of our 3-Part Series Breaking Down the New Tax Law Changes [Read More](https://blog.scmadvice.com/one-big-beautiful-bill-act-part-one) ##### [Sustainable Investing in 2025: A Mainstream Movement](https://blog.scmadvice.com/sustainable-investing-in-2025-a-mainstream-movement) By: [Scarborough Capital Management](https://blog.scmadvice.com/author/scarborough-capital-management) Aug 20, 2025 Originally published in U.S. News & World Report on June 15, 2015 – Updated for clarity and timeliness in 2025. [Read More](https://blog.scmadvice.com/sustainable-investing-in-2025-a-mainstream-movement) ##### [Scarborough Capital Management Celebrates  Recognition as a Forbes Top RIA Firm for the 2nd Consecutive Year](https://blog.scmadvice.com/scarborough-capital-management-celebrates-recognition-as-a-forbes-top-ria-firm-for-the-2nd-consecutive-year) By: [Scarborough Capital Management](https://blog.scmadvice.com/author/scarborough-capital-management) Nov 18, 2024 In a year marked by both challenges and opportunities for investors, we are honored to share we have been named one of the Forbes Top RIA Firms for\[...\] [Read More](https://blog.scmadvice.com/scarborough-capital-management-celebrates-recognition-as-a-forbes-top-ria-firm-for-the-2nd-consecutive-year) ##### [Scarborough Capital Management Celebrates 35 Years](https://blog.scmadvice.com/celebrating-35-years) By: [Scarborough Capital Management](https://blog.scmadvice.com/author/scarborough-capital-management) Aug 28, 2024 Scarborough Capital Management proudly marks its 35th anniversary, celebrating three and a half decades of commitment to providing accessible and\[...\] [Read More](https://blog.scmadvice.com/celebrating-35-years) [All posts](https://blog.scmadvice.com/all) [![Scarborough Capital Management](https://blog.scmadvice.com/hubfs/ScarboroughCapitalManagement_June2019/Images/logo.png)](https://scmadvice.com/) For over 35 years, Scarborough Capital Management has been seeking to help busy people make the most of their money. With affordable 401(k) management services plus full-service financial planning and wealth management, we’re passionate about helping you achieve your financial goals… now and in the future. #### Contact - 1906 Towne Centre Blvd., Suite 260 Annapolis, MD 21401 - **Call:** 410-573-5700 or 800-200-3870 **Fax:** 410-573-5708 #### Navigate - [Why Choose SCM?](https://scmadvice.com/why-scm/) - [What We Do](https://scmadvice.com/what-we-do/) - [About SCM](https://scmadvice.com/who-we-are/) - [Who We Help](https://scmadvice.com/our-clients/) - [Free Resources](https://scmadvice.com/resources/) - [Blog](https://blog.scmadvice.com/) - [Contact Us](https://scmadvice.com/contact-us/) ##### Find on Social: - - **![Broker Check logo](https://blog.scmadvice.com/hs-fs/hubfs/Broker%20Check%20logo.png?width=140&name=Broker%20Check%20logo.png)** **Important consumer information** This site is for informational purposes only and is not intended to be a solicitation or offering of any security and: Representatives of Registered Broker-Dealer ("BD") or Registered Investment Advisor ("IA") may only conduct business in a state if the representatives and the BD and IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, that state; or (b) are excluded or exempted from that state's registration requirements. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation. We are registered to offer securities in the following states: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY. Securities offered through Independent Financial Group, LLC (IFG), a registered broker-dealer. Member [FINRA](https://www.finra.org/) / [SIPC](https://www.sipc.org/). Advisory services offered through Scarborough Capital Management, a federally registered investment Adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. IFG and Scarborough Capital Management are unaffiliated entities Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites. [View Part 2 of Our ADV](https://scmadvice.com/wp-content/uploads/2025/04/SCM-Part-2A-of-Form-ADV-04012025.pdf)     [View Our CRS](https://scmadvice.com/wp-content/uploads/2024/04/SCM-CRS-3-22-2024.pdf)     [SCM Privacy Policy](https://scmadvice.com/wp-content/uploads/2024/04/Privacy-Policy-3.2024.pdf) Copyright 2025. Scarborough Capital Management. All rights reserved.